Personal Deposit Accounts
Free Checking Account
Peoples Checking Account
Bonus Checking Account
Regular Checking Account
Interest Plus Checking
Freedom Club Checking Account
Christmas Club Account
Money Market Account
Savings Account
Certificates of Deposit
Individual Retirement Accounts (IRAs)
Additional Products and Services
$25.00 minimum deposit to open
No monthly service charge
Detailed monthly statement of account activity
Automatic loan payments available
Automatic account transfers available (checking to savings, etc.)
ATM Card available upon request
Direct Deposit and Automatic Draft transactions allowed
Bounce Protection Available*
Internet Banking with Bill Pay services available
FDIC Insured
$100.00 minimum deposit to open
Low fixed service charge if balance falls below $500
Detailed monthly statement of account activity
Automatic loan payments available
Automatic account transfers available (checking to savings, etc.)
ATM or Debit cards available upon request
Direct Deposit and Automatic Draft transactions allowed
Bounce Protection available*
Internet Banking with Bill Pay services available
FDIC insured
FREE personalized checks
$100 minimum deposit to open
Detailed monthly statement of account activity
Accidental Death Insurance Policy covering account holder, spouse and children (based on type of coverage chosen)
Numerous discounts available
Travelers Checks with no issue fee
Cashiers Checks with no issue fee
Money Orders with no issue fee
ATM or Debit Card available upon request
Bounce Protection available*
Modest fixed service charge
FDIC insured
$100.00 minimum deposit to open
No monthly service charge if $500 balance is maintained. Tiered service charge determined by balance if below $500
Detailed monthly statement of account activity
Automatic loan payments available
Automatic account transfers available (checking to savings, etc.)
ATM or Debit card available
Direct Deposit or Automatic Draft services available
Bounce Protection available*
FDIC insured
$1,000 minimum deposit to open
Earns interest ($500 minimum balance must be maintained to receive interest) Interest will be credited to account monthly
Detailed monthly statement of account activity
Direct Deposit and Automatic Draft services available
Automatic loan payments available
Automatic account transfers available (checking to savings, etc.)
ATM or Debit Card available
Bounce Protection available*
FDIC insured
$100.00 minimum deposit to open
No service charge if an average balance of $1,000 is maintained
Modest service charge if average balance is below $1,000
Earns interest if minimum balance of $500 is maintained interest paid monthly
Free 3x 5 Safe Deposit Box
Special Freedom Club Certificate of Deposit
Detailed monthly statement of account activity
Designed for persons age 50 and over
Direct Deposit and Automatic Draft services available
Automatic loan payments available
Automatic account transfers available (checking to savings, etc.)
ATM or Debit card available
Bounce Protection Available*
FDIC insured
*Bounce Protection (Overdraft Privilege for Checking)
If approved, this is a discretionary overdraft service and we are not obligated to pay any item presented for payment if the account does not contain sufficient funds. It is not a service for the customer to overdraw his/her account and then pay monthly payments. It is strictly for convenience. Deposits should be made right away to bring the balance positive.
Minimum deposit of $500 to open account
Six (6) free withdrawals per statement cycle only 3 may be third party checks
No service charge if a balance of $2,500 is maintained a modest fixed service charge is applied if balance goes below $2,500
Earns interest if a minimum balance of $500 is maintained paid monthly
Detailed monthly statement of account activity
Interest rates subject to change weekly
FDIC insured
$10 minimum deposit to open
No service charge
Any amount can be deposited at any time
Earns interest on balances of $10 or more accrues daily, paid annually
Checks are disbursed in November
Automatic savings plan available
Maintain the same account number year after year
FDIC insured
$100 minimum deposit to open
Earns interest on balance of $10 or more accrues daily, paid quarterly
Detailed quarterly statement of account activity
Two withdrawals per month without fee (6 per quarter)
Direct Deposit available
Automatic account transfer available
ATM accessible
FDIC insured
$2,000 minimum deposit to open
FDIC insured
IRAs (Individual Retirement Accounts)
Minimum deposit to open:
$50 Educational IRA
$100 Roth IRA
$500 Traditional IRA
Fixed or variable rates available
12, 30 or 36 month terms available
Additional deposits allowed during term
Interest earned from date of deposit, compounded quarterly
Interest earned is tax deferred until withdrawn
Possible tax deduction for amounts deposited in each calendar year
No service charge or maintenance fee
Automatically renewable
10 calendar day grace period after maturity to withdraw or change term without penalty (no withdrawal penalty for customers 59 ½ or older)
FDIC insured up to $250,000 (IRA deposits are not included in or combined with any other deposits in FDIC insurance calculations but are, in fact, insured separately)
Additional Products and Services
Travelers Checks and other American Express products
Cashiers Checks
Money Orders
Wire Services
Safe Deposit Boxes Available at all of our offices except our Walmart branches
Automated Teller Machines (ATMs) located at all seven of our offices
Internet Banking
Bill Pay Service
24/7 Account access by phone (On Call) (865)475-6191 or (800)741-2910
Notice: First Peoples Bank of Tennessee is not responsible for and has no control over the subject matter, content, information or graphics of the web sites that have links here. The bank does not endorse or guarantee the products, information or recommendations provided by linked sites and is not liable for any failure of products or services advertised on those sites. Each linked site may have a different privacy policy from that of the bank and may provide less security than the bank website.