Community Reinvestment Act

CRA Public File

First Peoples Bank of Tennessee
Last Updated: April 1, 2025


As required by the Community Reinvestment Act (CRA) and 12 CFR §345.43, First Peoples Bank of Tennessee maintains this CRA Public File for online viewing. The following documents are available electronically and updated as required. Printed copies may be obtained upon request.

CRA Performance Evaluation

Public section of the most recent CRA examination by the FDIC.

Assessment Area Information & Census Tracts & Demographics

Maps and descriptions of First Peoples Bank’s assessment areas.

Branch and Office Locations

Current branch locations, hours of operation, and services offered.

Branch Opening/Closings

No branch openings or closings in the past two years.

Loan-to-Deposit Ratio

Quarterly ratios for the prior calendar year.

Public Comments

Comments received from the public and our responses for the current year,

Products & Services Offered

Summary of deposit and lending products available to consumers and businesses.

HMDA Disclosure Statements

First Peoples Bank of Tennessee is not required to report HMDA data for 2023 and 2024. A statement to this effect is included.

CRA Public File Request

For questions, paper copies, or CRA-related inquiries, please contact:

CRA Officer

mqueen@firstpeoplesbank.net
First Peoples Bank of Tennessee
206 W Broadway Blvd
Jefferson City, TN 37760