Checking
Checking services at First Peoples Bank are tailored to fit your needs for record-keeping and convenience and offer a variety of products from which to choose.
OTHER SERVICES AVAILABLE:
- ATM Service
- Money Orders, Cashiers Checks, Gift Cards
- Safe Deposit Boxes
- Direct Deposits and Automatic Debits
- Cash Advances
- Notary Services
PEOPLES FIRST
- $100 Minimum to open
- Visa Debit Card available
- Foreign ATM refunds up to $9 per monthly statement available
- Monthly Statements with check images available with fee
- Free E-Statements available
- Bounce Protection available
- Opportunity to qualify for a service charge refund monthly
PEOPLES PREMIER
- $100 Minimum to open
- Visa Debit Card available
- Foreign ATM refunds up to $12 per monthly statement available
- Monthly statements with check images available with fee
- Free E-Statements available
- Earns interest on balances of $500 or more
- Bounce Protection available
- First order of basic checks are free (Banks selection)
- Opportunity to qualify for a service charge refund monthly
FREEDOM CLUB
- $100 Minimum to open
- Must be age 50 or older
- Earns interest on $500 and above
- No service charge if average statement cycle balance is $1,000 or above
- Flat monthly fee if average balance is below $1,000
- Free printed checks (Bank’s selection)
- Free small Safe Deposit Box
- No issue fee – Cashiers Checks, Money Orders
- .25% Bonus on 12 Month CD Rate
- Monthly statement with check images
- ATM or Debit Card
MONEY MARKET
- $500 Minimum to open Personal Money Market
- Minimum balance of $2,500 to avoid service charge
- Monthly statement with check images
SAVINGS, CDS, & IRAS
Regular Savings Account
- $100 Minimum to open
- Earns interest on balance of $10 or more
- Quarterly statements
- ATM Card
Christmas Club Savings
- $10 Minimum to open
- Customer may deposit any amount at any time
- Earns interest on balances $10 and up
- Payable in November each year
- Annual statement
CERTIFICATES OF DEPOSIT
- Most are automatically renewable
- Varied maturity terms at current rates of interest
INDIVIDUAL RETIREMENT ACCOUNTS
- 12 Month Fixed or Variable Rate IRA
- 30 Month Fixed Rate IRA
- 12 Month Fixed Roth IRA
- 36 Month Fixed Roth IRA
- 12 Month Educational IRA