Personal Banking

Checking

Checking services at First Peoples Bank are tailored to fit your needs for record-keeping and convenience and offer a variety of products from which to choose.

OTHER SERVICES AVAILABLE:
  • ATM Service
  • Money Orders, Cashiers Checks, Gift Cards
  • Safe Deposit Boxes
  • Direct Deposits and Automatic Debits
  • Cash Advances
  • Notary Services

PEOPLES FIRST

  • $25 Minimum to open
  • Visa Debit Card available
  • Foreign ATM refunds up to $9 per monthly statement available
  • Monthly Statements with check images available with fee
  • Free E-Statements available
  • Bounce Protection available
  • Opportunity to qualify for a service charge refund monthly

PEOPLES PREMIER

  • $25 Minimum to open
  • Visa Debit Card available
  • Foreign ATM refunds up to $12 per monthly statement available
  • Monthly statements with check images available with fee
  • Free E-Statements available
  • Earns interest on balances of $500 or more
  • Bounce Protection available
  • First order of basic checks are free (Banks selection)
  • Opportunity to qualify for a service charge refund monthly

FREEDOM CLUB

  • $100 Minimum to open
  • Must be age 50 or older
  • Earns interest on $500 and above
  • No service charge if average statement cycle balance is $1,000 or above
  • Flat monthly fee if average balance is below $1,000
  • Free printed checks (Bank’s selection)
  • Free small Safe Deposit Box
  • No issue fee – Cashiers Checks, Money Orders
  • .25% Bonus on 12 Month CD Rate
  • Monthly statement with check images
  • ATM or Debit Card

MONEY MARKET

  • $500 Minimum to open Personal Money Market
  • Minimum balance of $2,500 to avoid service charge
  • Monthly statement with check images

SAVINGS, CDS, & IRAS

Regular Savings Account

  • $100 Minimum to open
  • Earns interest on balance of $10 or more
  • Quarterly statements
  • ATM Card

Christmas Club Savings

  • $10 Minimum to open
  • Customer may deposit any amount at any time
  • Earns interest on balances $10 and up
  • Payable in November each year
  • Annual statement

CERTIFICATES OF DEPOSIT

  • Most are automatically renewable
  • Varied maturity terms at current rates of interest

INDIVIDUAL RETIREMENT ACCOUNTS

  • 12 Month Fixed or Variable Rate IRA
  • 30 Month Fixed Rate IRA
  • 12 Month Fixed Roth IRA
  • 36 Month Fixed Roth IRA
  • 12 Month Educational IRA